![]() Perform transactions on e-commerce websites.Transfer money to friends (especially as “red envelopes” shared during Chinese festivals).Through the wallet section and the integrated browser of WeChat, users can perform a variety of transactions using WeChat Pay, including and not limited to: It appears in the “WeChat Wallet” section of the application. These transactions are meant to be a future money-maker for Tencent. It is good to keep in mind that Tencent is very different from its Western competitor Facebook: while Facebook makes 95% of its revenue from advertising, the figure was only 17% for Tencent in 2017. Tencent actually makes most of its money through value-added services. How do foreigners create WeChat Pay account (for the individual)? And WeChat Pay will pay a central role in this service strategy. Living in China without WeChat Pay or Alipay is like living without cash or credit card. Steps 1: find the WeChat Wallet “Cards” section A phone that linked with your bank card.So how can foreigners open WeChat Pay account? Requirement Survey shows only 10% of users prefer to pay via credit card or cash over WeChat Pay or Alipay. Go to your WeChat and click on Me/Wallet/Cards. This will take you to a section to add a Chinese bank card. Note if you don’t see Wallet in your WeChat, it is because you downloaded the international version of WeChat. Here is a trick to see the WeChat Wallet on the international version of WeChat. ![]() You can click on Setting/General/Language to change the WeChat language to Chinese. You can then change your language back to English and WeChat Wallet should stay visible. Now you can add a credit or debit card to link with your WeChat Wallet. Now enjoy shopping ? How do I change the bank that’s linked with the WeChat Wallet (for individuals)? Now you have successfully linked your bank card with WeChat! *Important: make sure you use the exact name you use that matches with the name linked with your bank card. Here is how you can change your bank card: Some people might link a friend’s bank card with WeChat Wallet and later wants to change it, you may bump into a lot of error messages if the two bank cards have different names.
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